Ag Lending Group is a non-bank lender. This means we work for the farmer, not the bank. You will work with either Madison or Richard to find a loan package that fits your specific case. Whether you’re refinancing, expanding your operation or if you’re a beginning farmer, we know the challenges farmers face when looking for agricultural financing. You don’t have to face those challenges alone.

Our clients have businesses to run but we know that your farm is more than just a business. It’s a way of life that feeds America as well as your family. Our goal is to work with the bank on your behalf so you can reduce your debt or grow your farm. Let us handle the back and forth with the bank.


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Land Loans Rates


Interest rates and other financing conditions can vary from farm to farm. We’ll need more information about your scenario to give you an accurate outlook for your ag financing options.


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View our variety of loan packages below.

Farm Loans


  • Farm Mortgage Loans
  • $300,000+
  • We’ll source the most competitive rates
  • Custom Loan Packages

Beginning Farmer Loans


  • Has not operated a farm for more than 10 years;
  • Meets the loan eligibility requirements;
  • Substantially participates in the operation;
  • Does not own a farm greater than 30 percent of the median size farm in the county;
  • Must have at least 3 years’ experience on the business side of a farm.

Ranch & Dairy Loans


  • Low interest rates
  • Up to 60% loan to value   
  • Cash out   
  • No repayment penalty   
  • 10 to 30 year amortization periods 
  • Monthly, semi-annual, and annual payment options  

Vineyard & Winery Loans


  • Farm Mortgage Loans
  • $300,000+
  • We’ll source the most competitive rates
  • Custom Loan Packages

Farm Bridge Loans


Farm Operating Loans | Line of Credit


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Land Loans by State



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What Our Clients Think

Ag lending isn’t just about the numbers. It’s about the relationships and working with people you can trust when things are tough. We work hard for our clients. Here’s what they have to say about us…

“What a wonderful experience working with AG Lending Group. Very caring and extremely knowledgeable. These are extremely tough times in agriculture and these folks are a rock in the storm.”

Lisa Kimsey | September, 2019

“Best experience we have ever had with a lending agency. Madison is very sharp and goes above and beyond in every aspect of the process. I highly recommend working with Ag Lending Group. “

Aaron Smith | January, 2020

More About Us

Richard & Madison have a combined experience of over 60 years working with America’s farmers. We are a family run operation that works with family farms. Click here to learn more about Ag Lending Group.